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How do I know if I qualify for a Home Loan Modification?

To apply for a Home Loan Modification, you must:

  1. Be an owner-occupant in a one to four unit property,
  2. Have a loan that was originated on or before January 1, 2009,
  3. Have a mortgage payment that is not affordable, perhaps because of a significant change in income or expenses.

If you answered YES to all of these questions, fill out form below to see if you are eligible for a Home Loan Modification.

Apply for a U.S. Loan Modification Plan to lower your monthly payments now:








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National Mortgage Help Center
800-393-0304
17702 Mitchell N.
Irvine, CA 92614
info@nmhcenter.org

The National Mortgage Help Center (NMHC) educates the general public and refers your contact information, at no cost to you, to evaluate qualifications for a mortgage payment reduction. NMHC is not a non-profit organization and not affiliated or approved with any replica tag heuer government program. By applying with NMHC does not guarantee a reduced monthly mortgage payment, and the lender may not approve to change your loan.